Here's how you can invest in each 1. RBI Floating Rate Bonds Interest: ~8% Invest via: RBI Retail Direct website or App (https://rbiretaildirect.org.in) or through select banks like SBI, kotak, etc. 2. Senior Citizen Saving Scheme (SCSS) Interest: 8.2% Invest via: Post Office or any major bank like SBI, kotak, etc. 3. Fixed Deposits Interest: Up to 9% Invest via: small finance Banks or via NBFCs like shriram finance or platforms like incred money or stable money. Also platforms like InCred money