The rate on a 30-year fixed refinance dropped to 6.17% today, according to the Mortgage Research Center. Rates averaged 5.29% ...

Mortgage Research Center. Rates averaged 5.28% for a 15-year financed mortgage and 5.94% for a 20-year financed mortgage.

As of January 2, 2026, the average mortgage interest rate on a 30-year fixed mortgage is 5.99%, while the average rate on a ...

The rate on a 30-year fixed refinance increased to 6.21% today, according to the Mortgage Research Center. For 15-year fixed ...

Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.37%. For 20-year mortgage refinances, ...

Mortgage rates typically follow the bond market and other macroeconomic factors, not the Fed’s short-term-funds rate. Nevertheless, advisors say there may be some good refi opportunities now, ...

The average interest rate on a 30-year, fixed-rate mortgage dropped to 6% APR, according to rates provided to NerdWallet by Zillow. This is six basis points lower than yesterday and 17 basis points ...

The average 30-year fixed mortgage loan interest rate stands at 5.99% as of December 23, 2025, according to Zillow, while the ...

After consistently trending downward since the government shutdown began on Oct. 1, 30-year mortgage rates have officially fallen to the lowest point this year, below 6.5%. At various points in 2025 ...

Learn about the latest trends in mortgage rates in May 2025, market conditions, and predictions for future shifts. Will mortgage rates go down in 2025?