Tennessee's interest rate ceiling is set at 10.75% by Commissioner Gonzales, adjusting with the prime rate, affecting loan costs for residents and businesses.

Credit card lenders add a margin to the prime rate to arrive at your card’s variable APR. The prime rate impacts the cost of credit on consumer loans, including credit card accounts, with the rates on ...

With over a dozen credit cards and millions of credit card points racked up, Nancy Jiang condenses the complex world of card-churning for maximum rewards with minimum effort. Her work has been ...

Discover how reference rates like the SOFR and prime rate serve as benchmarks for setting interest rates, and explore their impact on mortgages and financial contracts.

"Mortgage interest rates went down before the Fed cut rates in September but went up after," says Ali Wolf, chief economist ...

Scott+Scott Attorneys at Law LLP today filed a class action lawsuit on behalf of two California and Colorado residents against some of the nation’s leading banks, including JPMorgan Chase, Bank of ...

Subprime mortgages, for those with low credit scores, carry high interest rates. Learn how they work, risks, and potential impacts on your financial future.

City National Bank, member FDIC, is a subsidiary of Royal Bank of Canada (RBC), and the largest bank headquartered in Los Angeles with $98 billion in assets as of October 31, 2025. Founded in 1954, ...

The Federal Reserve says at almost every opportunity that policymakers watch all sorts of data and trends before adjusting interest rates. If the Fed wants more information about what a rate cut can ...