Last year, I put forward a reform proposal for long-term care financing. Taking the current mixed government-private system as the base while fixing its schizophrenic trend toward greater government ...

How does long-term care insurance work? Long-term care insurance works in much the same way as health insurance. You pay a premium, most often in regular installments ...

David Schwartzer, left, and Jan Kritzman, center right, meet with Aging Committee co-chair Rep. Jane Garibay (D-Windsor), far right, to discuss potential long-term care insurance legislation in 2026.

Sen. Matthew Lesser, D-Middletown, and Rep. Jillian Gilchrest, D-West Hartford, co-chairs of the Human Services Committee, speak at a rally in front of the state Capitol in 2025. Credit: Shahrzad ...

Care for people who can’t take care of themselves is expensive, and regular health insurance doesn’t cover the cost. By Ann Carrns Most older adults don’t have long-term care insurance, and a big ...

Stand-alone long-term care insurance policies have been waning in popularity, owing to a combination of skyrocketing premiums and difficult claims experiences by consumers. In their place, so-called ...

“We’ve been paying into long-term-care insurance since we were in our mid-50s,” said a friend, now in her late 60s. “But with all of the premium increases, we might have been better off just investing ...

Long-term care insurance can ensure you have the help you need for day-to-day living. There are three main types of long-term care insurance, and which one is best for you will depend on your ...