Amy Danise is the staff Senior Insurance Editor for Buy Side. She has helped consumers understand insurance for more than two decades. Edited By Written by Insurance Deputy Editor, Buy Side Jennifer ...

The life insurance medical exam is part of many insurers’ underwriting processes to evaluate the risk of insuring you. The medical exam can be done at your home or office and typically takes ...

Insurers are using new tools and resources to assess your health and risks when setting life insurance rates Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an ...

A person can only switch Medigap plans without medical underwriting during the Medigap open enrollment period or under certain conditions known as “guaranteed issue rights.” Medigap (Medicare ...

When insurers are allowed to consider pre-existing conditions, medical underwriting is the process they use to find pre-existing conditions and factor them into eligibility, pricing, and coverage.

The life insurance industry, long associated with lengthy paperwork and medical exams, is experiencing a digital transformation. Thanks to insurtech innovators like iCover Direct, consumers are now ...

Discover how insurance risk classes determine premium costs and risk assessments, impacting your insurance rates based on health, lifestyle, and more.