Learn how retrospectively rated insurance adjusts premiums based on actual losses, the benefits it offers, and how it compares to experience-rated insurance.

Discover what net premiums written mean and how they affect insurance companies’ financial health. Learn the difference between earned and unearned premiums.

An icon in the shape of a lightning bolt. Impact Link In the world of car insurance, the cost of your policy is called a "premium," and it can vary depending on several key factors. If you try to buy ...

Each time one of Tamara Modig’s children needs a telehealth appointment, she boots up a fragile 13-year-old laptop and prays it’ll hold a charge. Then Modig is forced to fret with another concern: the ...