When applying for a loan or new credit card, the lender might offer you credit insurance — a policy you can either pay for upfront or roll into your monthly payments. But what is credit insurance?

Credit insurance ensures the lender continues to receive payments if you can’t make them. You probably don't need it. Many, or all, of the products featured on this page are from our advertising ...

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In most states, insurers use what’s known as a credit-based insurance score to help determine home insurance rates. Many, or all, of the products featured on this page are from our advertising ...

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Kevin Nishmas is an expert financial content writer with a long and successful history of working with Canada's largest financial institutions. His knack (and passion) for transforming complex ...

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Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations. Credit monitoring services protect your credit score by ...

Personal loan credit insurance is an optional policy that covers your loan payments in case of specific unforeseen events like unemployment, disability or death. While the coverage can be costly, it ...