Experts say slower debt growth and lower rates could give consumers new opportunities to pay down balances and save money.

Crush high-interest debt with 0% intro APR while earning up to 2% cash back on every purchase with this simple Citi card.

Nearly two years with no interest. See why this balance transfer card stands out in December with 21 months at 0% intro APR.

Discover what a zero balance card is and learn how it can benefit your credit score by reducing debt and managing your credit utilization effectively.

With over four decades of experience as a portfolio manager and educator, Adam B. Frankel simplifies credit card strategies and complex personal finance topics for anyone seeking to gain a better ...

Leaving a tiny balance on a credit card can feel harmless, even strategic, especially when life is busy and the statement due ...

Learn how the previous balance method calculates credit card interest, its implications for cardholders, and why it might not be the best choice for you.

Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards ...